First Farmers Bank & Trust | Carroll County Comet comet Flora Branch (574) 655-4134 709 E Columbia St 11 MONTH CD 2.25 Limited Time Only % APY* Member FDIC *2.25% Annual Percentage Yield (APY) effective July 31, 2018 and subject to change. $1,000 minimum deposit to open an 11 Month CD. Must open and/or maintain a FFBT checking account with a $500 daily minimum balance. APY reduced by 0.20% to 2.05% APY if checking account is not opened or, during the term of the CD, minimum daily balance is less than $500. Penalty imposed for early withdrawal made during the CD term. Maximum balance of $250,000. Offer may end at any time. Not available for Public Funds, Financial Institutions, or Individual Retirement Accounts. This product automatically renews into a 12 month CD at maturity.